Spain Non-Lucrative Visa
The Spain Non-Lucrative Visa (NLV) lets non-EU retirees and financially independent people live in Spain without working. We handle your entire application — proof of funds, health insurance, medical and criminal-record certificates, your NIE and TIE — from the consulate to your first renewal.
Free Eligibility Check
Retire Or Live In Spain, Legally
The Non-Lucrative Visa is designed for people who can support themselves without working in Spain. Bring your family, access Europe, and settle for the long term.
Live Without Working
Full legal residency in Spain funded by your pension, investments, rental income or savings — no Spanish job required.
Ideal For Retirees
The most popular route for retirees and financially independent expats moving to Spain.
Bring Your Family
Include your spouse and dependent children in the same application with additional proof of funds.
Path To Permanence
Renewable up to five years, then eligible for permanent residency and, later, Spanish citizenship.
Schengen Travel
Live in Spain and travel visa-free across the Schengen area throughout your residency.
Immigration + Tax
We align your residency with your Spanish tax position, so nothing is left to chance.
Do You Qualify?
The key 2026 income and eligibility requirements for your Non-Lucrative Visa Spain application.
Your Visa In Four Clear Steps
We manage the process end to end. You focus on the move — we handle the paperwork.
Free Assessment
We review your income or savings, family situation and profile to confirm eligibility.
Documents & Funds
We prepare your proof of funds, insurance, medical and criminal-record certificates — translated and legalised.
Consulate Submission
We file at the Spanish consulate in your country and track the decision (typically 2–4 months).
Arrival & Renewals
On approval we handle your NIE, empadronamiento, TIE card and future renewals.
Choose Your Level Of Support
Transparent fixed fees. No surprises.
Visa Only
- Eligibility & funds review
- Full document preparation
- Consulate application & tracking
- NIE & TIE assistance
Visa + Renewals
- Everything in Visa Only
- First TIE renewal handled
- Tax-residency guidance for year one
- Priority bilingual case handler
«Ibertax made our Non-Lucrative Visa straightforward — they organised our proof of funds and insurance, and we were approved for our move to the Costa del Sol in under three months.»
Common Questions
How Much Income Do I Need In 2026?
The main applicant must show at least €28,800 per year (400% of IPREM), plus €7,200 per year for each family member. Sufficient savings covering the residency period are also accepted.
Can I Work On A Non-Lucrative Visa?
No. The NLV prohibits working for a Spanish employer or performing active professional work from Spain. If you work remotely, the Digital Nomad Visa is the right route.
Can I Use Savings Instead Of Income?
Yes. Most consulates accept liquid savings that demonstrate you can cover the required amount for the residency period, commonly around €144,000 for a single applicant.
How Long Is It Valid And Can I Renew?
It is granted for one year, then renewed in two-year periods up to five years total, after which you can apply for permanent residency.
How Long Does Approval Take?
Applications are filed at the Spanish consulate in your country of residence and typically take 2–4 months.
Ready To Make Spain Home?
Tell us about your income or savings and get a clear, no-obligation answer on your Spain Non-Lucrative Visa within one business day. See all our immigration services.